At UnitedHealth Group, we embrace and encourage a culture of diversity and inclusion. We know that valuing diversity makes good business sense and helps to ensure our future success.

Our values serve as the foundation for how we go about achieving our mission to help people live healthier lives. These five values represent the best of what we demonstrate in the present on a daily basis, as well as the ongoing journey to shape who we need to be in the future to make healthcare work for everyone. Join UnitedHealth Group and you can be part of the journey to shape our culture, demonstrate these values, and deliver on our mission.

Integrity: We focus on a commitment to do what's right, put customers first, collaborate with undivided attention and respect, and deliver on our promises.

Compassion: We walk in the shoes of the people we serve by actively listening, feeling genuine empathy and being an advocate for those we serve.

Relationships: We work to build trust by collaborative interactions, knowledge share, and by creating positive solutions that have a real impact on lives.

Innovation: We strive to be active, curious, and visible leaders in our industry; we value diversity and creativity to create the healthcare solutions of tomorrow, embracing successes and learning from our mistakes as we go.

Performance: We strive to deliver and demonstrate excellence in everything we do; meet the needs of our customers; and reward the success of our people.

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To fulfill our overall mission of helping people live healthier lives, diversity and inclusion are embedded in our core values of integrity, compassion, relationships, innovation and performance.

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At UnitedHealth Group, our success is the direct result of the tireless dedication of more than 99,000 employees in 33 countries worldwide. Every one of our employees brings a unique set of talents to the workplace and each shares a commitment to improving the health care system. Creating an inclusive workplace environment in which all employees have opportunities to achieve their personal goals and realize their potential remains one of our guiding principles.

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At UnitedHealth Group, our mission is to help people live healthier lives. To achieve this goal, we are focused on building a modern, adaptable, innovative and inclusive system of health care services.

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Health care is fast-moving, and the environment at UnitedHealth Group certainly reflects that. Our environment is extremely dynamic – situations change quickly, and team members have to roll with the punches and remain flexible to adapt to an ever-changing world. Constant change equals excitement – each day is different here – and the opportunities to learn, grow, and advance are endless.

We are committed to helping people live healthier lives and improve the face of healthcare around the world. With such an important mission, we demand dedication and excellence from our team. In return, employees have the opportunity to share in the pride and achievement of impacting the lives of people around the nation and the world.

Our values serve as the foundation for how we go about achieving our mission to help people live healthier lives. Our five values; integrity, compassion, relationships, innovation and performance represent the best of what we demonstrate in the present on a daily basis, as well as the ongoing journey to shape who we need to be in the future to make healthcare work for everyone. Join UnitedHealth Group and you can be part of the journey to shape our culture, demonstrate these values, and deliver on our mission.

We express our UnitedHealth Group culture by living our values, through our behaviors:
* Integrity - We honor our commitments and never compromise on ethics by speaking the truth and delivering on our promises.

* Compassion - We walk in the shoes of the people we serve by actively listening, feeling genuine empathy and being an advocate for those we serve.

* Relationships - We build trust through collaboration by helping others achieve their goals and approaching all people with respect, humility, confidence and energy.

* Innovation - We invent the future while learning from the past through encouraging and investing in new ideas as well as being practical and purposeful in those we serve.

* Performance - We demonstrate excellence in everything we do by being accountable and responsible.

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UnitedHealth Group offers competitive health and well-being benefits for regular full-time and part-time employees. The company contributes to the cost of medical, vision and dental coverage for you and your dependents. You pay a portion of these costs on a pre-tax basis via convenient payroll deductions, unless otherwise noted as after-tax.

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Eligible employees participate on the first day of employment and are automatically enrolled at a contribution rate of 3 percent of eligible pay. If you choose, you can choose to contribute up to 50 percent or decline your automatic enrollment. After completing one year of service, you will be eligible to receive company matching contributions to help your retirement savings grow faster.

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UnitedHealth Group's Employee Stock Purchase Plan (ESPP) gives eligible employees the opportunity to purchase shares of UnitedHealth Group common stock at a discount twice a year through automatic payroll deductions.

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UnitedHealth Group offers three consumer-driven medical options with different premiums, deductibles, and out-of pocket maximums that apply under them. The covered medical services are the same under all of the coverage options, and each option allows you to obtain covered medical services from network and non-network providers.

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The Vision Plan offers coverage for vision services and materials, including eye exams, frames, lenses and contact lenses, and offers you the choice of two coverage options.

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The Dental Plan offers two coverage options, both of which allow you to obtain dental services from network and non-network providers. However, you’ll receive a higher level of benefits when you see a network provider. If you anticipate that your child (up to age 19) will need orthodontia services in 2009, you will want to consider the Comprehensive Option.

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UnitedHealth Group offers 2 major medical plans with HSA options. There is also a Health Care Flexible Spending Account (Health Care FSA), the Limited-Purpose Health Care FSA and the Dependent Care Reimbursement Account (DCRA) let you put pre-tax money aside from each of your paychecks to pay for certain eligible health care and dependent care expenses. You choose how much you’ll contribute to your account throUnitedHealth Group payroll deductions.

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Under UnitedHealth Group’s Personal Time Off (PTO) program, you’re granted a set number of PTO days to use when you’re away from your job for personal, sick or vacation time. The amount of PTO you accumulate is based on your length of service, job grade, and the number of hours you are regularly scheduled per week.

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Basic Term Life Insurance with Accidental Death and Dismemberment(AD&D): UnitedHealth Group provides you, as a full-time employee, with 2x basic term life insurance with AD&D coverage.

Supplemental Term Life Insurance with AD&D: If you are a regular full-time employee, you may purchase supplemental term life with AD&D coverage on an after-tax basis up to a maximum of $2,000,000 (basic and supplemental combined).

Dependent Term Life Insurance with AD&D: If you are a regular full-time employee, you may purchase dependent term life insurance with AD&D coverage on an after-tax basis for your spouse/domestic partner and/or child(ren).

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UnitedHealth Group pays the full cost of your coverage under these plans.

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Full-time employees receive up to $ 5,250 per calendar year for job-related coursework in accredited programs. Part-time (20 hours or more per week) receive up to $ 5,250 per calendar year for job-related coursework in accredited programs.

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Each year, UnitedHealth Group generally recognizes eight company holidays. Eligibility varies according to when employees begin work with UnitedHealth Group.

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UnitedHealth Group offers an RRP (Reward, Results Programs). This RRP program is based upon top performance individuals and managers discretion. Payouts are based upon grade level as an employee.

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Pay increases are made at management's discretion and usually based upon performance measures.

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UnitedHealth Group pays competitive wages with the market place. We have fantastic opportunities to grow your compensation based on merit and performance. UnitedHealth Group is a pay per performance environment in a self direct work place.

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UnitedHealth Group is a diversified health and well-being company dedicated to making health care work better.  The company offers a broad spectrum of products and services through six operating businesses:  UnitedHealthcare Employer & Individual, Unitedhealthcare Medicare & Retirement, UnitedHealthcare Community & State, OptumHealth, OptumInsight, and OptumRx.

UnitedHealthcare Employer & Individual provides a full spectrum of consumer-oriented health benefits plans and services to individuals, public sector employers and businesses of all sizes, including more than half of the Fortune 100 companies.  The company organizes access to quality, affordable health care services on behalf of more than 26 million individual consumers.  UnitedHealthcare Employer & Individual is one of the companies of UnitedHealth Group.

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UnitedHealth Group has a set of businesses that advance and support health benefits. These business include:

• UnitedHealthcare Employer & Individual, providing benefit plans and service solutions to large multi-site employers, small and mid-sized employers, as well as individuals and families.

• UnitedHealthcare Community & State and UnitedHealthcare Medicare & Retirement, address Public and Senior markets.
  

UnitedHealth Group also has a set of businesses that serve the health care industry itself, broadly defined. These businesses include:

• OptumHealth, offering behavioral benefit solutions, management of clinical care, financial services and specialty benefit products.

• OptumInsight, a leader in health care information, services and consulting, and

• OptumRX, offering a comprehensive array of pharmacy benefit management services.
  

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UnitedHealthcare Medicare & Retirement is the largest company in the United States dedicated to meeting the health and well-being needs of people age 50 and older.

UnitedHealthcare Medicare & Retirement serves one out of every five people eligible for Medicare services and works with public programs like Medicare and Medicaid to provide quality health care services to seniors, low-income individuals and those with disabilities. The company also provides chronic disease management services, health insurance, and access to prescription and nonprescription medications.

UnitedHealthcare Medicare & Retirement is composed of five business units--Evercare, SecureHorizons, UnitedHealthcare Medicare & Retirement Insurance Solutions, Group Retiree Services and Medicare Part D--and is a UnitedHealth Group company.

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UnitedHealthcare Community & State is the nation’s premier provider of high quality, personalized public sector health care programs. It is a UnitedHealth Group company, serving more than 3.5 million beneficiaries of government health care programs in 24 states and the District of Columbia.

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OptumHealth helps individuals navigate the health care system, finance their health care needs, and achieve their health and well-being goals.  The company's personalized health advocacy and engagement programs tap a unique combination of capabilities that encompass care solutions, behavioral solutions, specialty benefits and financial services.  Serving 60 million people, OptumHealth is one of the nation's largest health and wellness businesses, and is a UnitedHealth Group company.

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OptumInsight, formerly Ingenix, unites the brightest minds to transform organizations and improve health care through information and technology. OptumInsight believes that information is the lifeblood of health care. Applied at the right time and at the right place, when decisions need to be made, information can enhance the affordability, quality, usability and accessibility of care. OptumInsight is a global health care information and technology leader with offices in more than 40 countries.

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OptumRx, formerly Prescription Solutions, is a focused, collaborative, and innovative leader in the pharmacy benefits management (PBM) industry. This UnitedHealth Group company manages the prescription drug benefits of commercial, Medicare, and government health plans, as well as those of employers and unions.

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