800782 Sr Underwriting Consultant ASO Hartford CT

Improve the lives of others while doing your life's best work.SM

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Sr. Underwriting Consultant, ASO - Hartford, CT (800782)

Position Description

For those who believe in the power of data to help write the next chapter in the history of health care, here's your opportunity. Advancement, an elite group of peers, variety of product lines, and rewards for delivering on our mission ensures you will always be challenged at UnitedHealth Group to do your life's best work.(sm)

As a  Senior Underwriting Consultant for ASO, you will analyze health benefit plan characteristics and assess risks as to frequency and potential severity of losses of clients. You will use established underwriting criteria and policies to provide proper rating methodologies, and will build and maintain models to assist in the economic analysis of market alternatives. ASO products are self funded products. You will validate renewals and work with proposal requests using utilization and experience reporting. You will evaluate and recommend alternative pricing options and plan design changes based on economic analysis and trends. Also, you will prepare financial modeling for reserve calculation, budget calculation, and other ongoing reviews that directly align with client strategies.


The individual in this role needs to have solid problem solving skills and be comfortable with frequent change. There is opportunity for client and project work in this role.


The position is based in Hartford, CT. 

Required Qualifications:
  • 5+ years experience in healthcare underwriting for any variety of products: PPO, HMO, self-funded, ASO/fully-insured, group or individual
  • Intermediate level of proficiency with MS Office Excel 


 Preferred Qualifications:

  • Previous underwriting experience for self-funded products
  • Experience working with internal and external customers
  • Experience with Risk Management
  • Must be self starter, analytical and exercise sound judgment
  • Must be flexible and able to thrive in an environment of rapid change
  • Excellent communication and presentation skills
  • Bachelors Degree in Math, Finance, Business or related degree


Careers at UnitedHealthcare Employer & Individual. We all want to make a difference with the work we do. Sometimes we're presented with an opportunity to make a difference on a scale we couldn't imagine. Here, you get that opportunity every day. As a member of one of our elite teams, you'll provide the ideas and solutions that help nearly 25 million customers live healthier lives. You'll help write the next chapter in the history of health care. And you'll find a wealth of open doors and career paths that will take you as far as you want to go. Go further. This is your life's best work.(sm) 



Diversity creates a healthier atmosphere: UnitedHealth Group is an Equal Employment Opportunity/Affirmative Action employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law.

UnitedHealth Group is a drug-free workplace. Candidates are required to pass a drug test before beginning employment.




Job key words: Underwriting Consultant, Self Funded, Underwriting Consultant ASO, Hartford, CT, Connecticut

  • Requisition Number800782
  • Job TitleSr. Underwriting Consultant, ASO - Hartford, CT
  • Job FamilyUnderwriting and Pricing
  • Business SegmentEmployer and Individual

Job Location Information

  • Hartford, CT
    United States
    North America

Additional Job Detail Information

  • Employee StatusRegular
  • ScheduleFull-time
  • Job LevelIndividual Contributor
  • ShiftDay Job
  • TravelNo
  • Telecommuter PositionNo
  • Overtime StatusExempt