Associate Investment Analyst – Hybrid, Eden Prairie, MN

UnitedHealth Group is a health care and well-being company that’s dedicated to improving the health outcomes of millions around the world. We are comprised of two distinct and complementary businesses, UnitedHealthcare and Optum, working to build a better health system for all. Here, your contributions matter as they will help transform health care for years to come. Make an impact with a diverse team that shares your passion for helping others. Join us to start Caring. Connecting. Growing together

UnitedHealth Group is a leading health care and well-being company dedicated to helping people live healthier lives and making the health system work better for everyone. We operate through two distinct and complementary businesses:

• Optum: Delivers care supported by technology and data, empowering individuals, partners, and providers with the tools and guidance needed to achieve better health outcomes.
• UnitedHealthcare: Offers a comprehensive range of health benefits, providing affordable coverage, simplifying the health care experience, and ensuring access to high-quality care.

Sustainability is integral to UnitedHealth Group’s business strategy, culture, and mission. We strive to ensure the health care system works better for everyone, delivering distinct value to our shareholders and society at large. Our businesses operate under regulatory licenses governed by state insurance laws and federal and state banking regulations, requiring defined levels of capital to support operations.

Investment management at UnitedHealth Group oversees the investment of approximately $80 billion in capital, adhering to investment policies, guidelines, and regulatory limits. Our goal is to optimize the risk/return profile of the overall portfolio by diversifying investments across high-quality asset classes.

Investment Management is a critical function within our organization, engaging with stakeholders such as the board of directors, senior management, regulators, and credit rating agencies. This exciting investment management role is an immersion into the world of portfolio management, from an accounting, market, securities, and entity level perspective.

As an Associate Investment Analyst , you will contribute to the analysis, reporting, accounting and compliance monitoring of UnitedHealth Group’s investment portfolios, individual securities, and regulated entities.  A successful candidate will show eagerness to solve complex problems, address potential issues and take on new challenges. You will
support the investment management leaders in research, analysis, outside advisor oversight, by leveraging investment systems.  In addition, you will establish and/or maintain effective working relationships throughout the organization, both at the corporate level and within the businesses to ensure access to information required to optimally manage each entities investment portfolio. Additionally, you will be involved in reporting requirements, utilizing tools such as Bloomberg PORT and PowerBI.

If you are located in Eden Prairie, you will have the flexibility to work remotely*, as well as work in the office as you take on some tough challenges.

Primary Responsibilities:

• Understand UnitedHealth Group’s (UHG) investment policies and guidelines and their applicability to relevant UHG entities, portfolios, and outside advisors
• Understand the different mandates and investment strategies for each portfolio
• Provide analytical support across investment systems and reporting applications
• Assist in developing, automating, and refining reporting deliverables across the team
• Support investment managers and accountants in the preparation of GAAP, Call Report and Statutory reporting with the potential of working with outside auditors and regulators
• Update existing models and reports using internally approved methodologies and processes
• Coordinate inputs from many sources while managing tight deadlines and priorities
• Identify, propose, and implement areas of improvement to create efficiencies in both investment and accounting processes
• Help with compliance reporting across external managers
• Provide research and recommendations to special projects as needed
• Review securities purchased for adherence to portfolio guidelines and credit metrics

You’ll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Required Qualifications:

• Bachelor’s degree in Finance, Economics, Math, Actuarial Science or significantly related field 
• Experience in investment management, trading, or related field  
• Experience with Bloomberg and PowerBI (or related application)
• Intermediate to advanced knowledge of Microsoft Office Suite (Excel, PowerPoint, and Word), with the ability to leverage these tools for reporting and analysis
• Proven solid financial or investment acumen and analytical (quantitative and qualitative) and problem-solving skills
• Proven excellent verbal and written communication skills, essential for effective collaboration and reporting.
• Proven ability to work in a team-oriented environment, balancing the structure of monthly and quarterly reporting deadlines with the dynamic nature of financial markets and business conditions

Preferred Qualification:

• CFA or progress towards the CFA designation 

Key Attributes

Highly motivated self-starter.  Someone who works well on a large team and can communicate new ideas and concepts effectively

• Financial Acumen:  Understanding of economics, investments, accounting and statistical concepts and the aptitude to apply sound judgement
• Execute:  Understand the goals and tasks assigned. Produce quality results by applying analytical skills to evaluate, synthesize and integrate data and information to support decision making
• Organizational Agility:  Able to collaborate with other areas of the organization to accomplish goals through formal or informal channels.  Able to thrive in a challenging ambiguous environment—financial markets are ever evolving.  Flexibility to adapt to changing work priorities and assignments
• Communication:  Ability to work cooperatively with all levels of management and convey complex topics in a clear and concise manner
• Leadership:  Offer input on overall investment strategy with business teams thereby establishing Treasury as a subject matter expert (“SME”) and furthering the positive impact and import of the Treasury Team/brand. Ability and willingness to promote, support and execute change.

*All employees working remotely will be required to adhere to UnitedHealth Group’s Telecommuter Policy 

At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone–of every race, gender, sexuality, age, location and income–deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes — an enterprise priority reflected in our mission.

Diversity creates a healthier atmosphere: UnitedHealth Group is an Equal Employment Opportunity/Affirmative Action employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law.

UnitedHealth Group is a drug – free workplace. Candidates are required to pass a drug test before beginning employment.