Senior Financial Underwriter – Employer Direct – Remote

Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by diversity and inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health equity on a global scale. Join us to start Caring. Connecting. Growing together. 

The Sr Underwriter will play an active role in achieving OptumRx’s sales and renewal financial targets with specific responsibility for the Employer Underwriting Team.  

You’ll enjoy the flexibility to work remotely * from anywhere within the U.S. as you take on some tough challenges. 

Primary Responsibilities:

• Active role in New Business and Renewals RFPs through an in-depth understanding of OptumRx and all competitors, industry trends, market dynamics and internal key performance indicators
• Working closely with internal teams, including sales, finance, proposal, legal and operations, to structure competitive deals
• Pricing support in acquiring new clients and retaining existing clients
• Communicate underwriting decisions effectively to key stakeholders
• Negotiate contract terms and conditions to achieve favorable underwriting outcomes
• Review and approve underwriting requests, ensuring compliance with company policies and industry regulations

You’ll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Required Qualifications:

• 2+ years in financial pharmacy benefit management or other underwriting experience
• Proficiency in financial modeling and data analysis, with intermediate skills in Microsoft Excel and other data analysis tools
• Client-facing experience, problem-solving and decision-making skills including negotiating and consulting with clients
• Proven solid business and financial acumen, including solid financial analysis experience
• Proven excellent communication skills with the ability to collaborate effectively across multiple teams
• Proven effectively managing your time and prioritizing tasks to meet required deadlines

*All employees working remotely will be required to adhere to UnitedHealth Group’s Telecommuter Policy 

The salary range for this role is $59,500 to $116,600 annually based on full-time employment. Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. UnitedHealth Group complies with all minimum wage laws as applicable. In addition to your salary, UnitedHealth Group offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with UnitedHealth Group, you’ll find a far-reaching choice of benefits and incentives. 

Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants. 

At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone–of every race, gender, sexuality, age, location and income–deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes — an enterprise priority reflected in our mission.    

Diversity creates a healthier atmosphere: UnitedHealth Group is an Equal Employment Opportunity/Affirmative Action employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law. 

UnitedHealth Group is a drug – free workplace. Candidates are required to pass a drug test before beginning employment.