Senior Compliance Testing Analyst – Remote

Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together.

 

The Senior Compliance Testing Analyst will support the Bank’s Compliance Management System (“CMS”) by primarily conducting 2nd line testing and monitoring activities of consumer compliance regulations to identify and mitigate compliance risks of the Bank. This individual will also support the ongoing refinement and execution of various risk assessments and the control environment. This individual will report to the Director of the Compliance Program.

 

You’ll enjoy the flexibility to work remotely * from anywhere within the U.S. as you take on some tough challenges.

 

Primary Responsibilities:

• Assist with the design, development, delivery, and maintenance of a best-in-class compliance program
• Conduct compliance testing and monitoring to detect, evaluate, and mitigate potential compliance concerns and ensure compliance with relevant consumer protection regulations, regulatory best practices, and consistency with applicable Bank policies and procedures
• Perform and document relevant risk assessments to determine current risk levels and assist in developing the annual compliance review schedule
• Assist in establishing, documenting, and revising applicable compliance policies and procedures
• Engage with business partners/colleagues to receive documents to review and analyze data and processes to ensure regulatory adherence
• Ensure timely communication throughout the compliance review process and document and share written compliance testing and monitoring results with key stakeholders
• Prepare and present reporting to the Compliance Committee, and other governance committees as may be required
• Participate in and support annual regulatory examinations
• Stay abreast of changing laws and regulations relating to bank and lending partner products
• Support the Compliance Training area by providing information for custom training courses and periodically assist with Learning Management System Administration

 

You’ll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Required Qualifications:

• 6+ years working in a bank, financial institution, or at a regulatory agency in a Compliance, Legal, Internal Audit, Operations, or Risk Management role
• 4+ years (of the 6+) developing and executing testing focused on federal consumer protection compliance regulations for the majority of the regulations listed in the Knowledge, Skills, and Abilities section
• 2+ years of experience working as an internal auditor or working with internal or external auditors to convey process and results of reviews conducted

 

Preferred Qualifications:

• Certified Regulatory Compliance Manager (CRCM) designation or equivalent Compliance designation
• Prior regulatory experience or experience working with banking regulators

 

Knowledge, Skills, and Abilities:

• Working knowledge of relevant Federal consumer protection regulations and how those regulations apply to bank products and programs, including: UDAAP, ECOA/Fair Lending, TILA, TISA, FCRA/FACTA, Privacy (GLBA / RTFPA), SCRA, MLA, ESIGN, FDCPA, TCPA, CAN-SPAM, EFTA, EFAA, and other applicable lending and deposit regulations
• Ability to demonstrate strong critical thinking skills in identifying, analyzing, managing, and resolving complex issues, concerns, or potential regulatory issues
• Must have good people-management and interpersonal skills, with the ability to successfully convey testing results to applicable business owners and management
• Ability to read, analyze and interpret laws, regulations, legal documents, and regulatory guides and manuals
• Assertive self-starter, with the ability to work independently or in a team environment (in person or virtually), while demonstrating exceptional organizational, verbal, and written skills
• Must be able to appropriately prioritize time, manage multiple tasks and work effectively under tight deadlines, in a fast-paced environment
• Demonstrate high integrity and excellent judgment and problem-solving capabilities

 

*All employees working remotely will be required to adhere to UnitedHealth Group’s Telecommuter Policy.

 

The salary range for this role is $71,600 to $140,600 annually based on full-time employment. Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. UnitedHealth Group complies with all minimum wage laws as applicable. In addition to your salary, UnitedHealth Group offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with UnitedHealth Group, you’ll find a far-reaching choice of benefits and incentives.

 

Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants.

 

At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone–of every race, gender, sexuality, age, location and income–deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes – an enterprise priority reflected in our mission.

 

 

UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.

 

UnitedHealth Group is a drug – free workplace. Candidates are required to pass a drug test before beginning employment.