Senior Treasury Consultant - Remote

UnitedHealth Group is a health care and well-being company that's dedicated to improving the health outcomes of millions around the world. We are comprised of two distinct and complementary businesses, UnitedHealthcare and Optum, working to build a better health system for all. Here, your contributions matter as they will help transform health care for years to come. Make an impact with a team that shares your passion for helping others. Join us in making healthcare work better for everyone through people-led, responsible AI while Caring. Connecting. Growing together.

The Senior Treasury Consultant serves as a strategic advisor to business and finance leaders, delivering practical Treasury, banking, and payment solutions that improve cash flow, strengthen controls, reduce cost, and support growth. This role leads cross-functional initiatives, translates business needs into scalable solutions, and partners with internal stakeholders and external financial institutions to drive measurable results.

You'll enjoy the flexibility to work remotely * from anywhere within the U.S. as you take on some tough challenges. For all hires in the Minneapolis or Washington, D.C. area, you will be required to work in the office a minimum of four days per week.

Primary Responsibilities:

• Strategic Consulting: Advise internal business, finance, and operational leaders on Treasury, banking, payments, liquidity, and cash management solutions that support enterprise priorities
• Solution Design: Assess business needs and design practical, scalable, and cost-effective solutions for process improvements, new products, organizational changes, and acquisitions
• Cross-Functional Leadership: Lead initiatives across Treasury, finance, operations, technology, legal, compliance, and external partners, managing dependencies, risks, decisions, and implementation activities
• Banking and Partner Management: Build trusted relationships with internal stakeholders and external banks and financial service providers. Support issue resolution, service improvement, pricing discussions, and strategic reviews
• Business and Data Analysis: Analyze processes, banking structures, costs, service performance, and industry trends to identify opportunities, develop recommendations, and measure results
• Risk and Controls: Incorporate operational risk, financial controls, regulatory requirements, and governance expectations into recommendations and implementations
• Change Leadership: Build alignment, communicate impacts, and support adoption of new processes, technologies, and ways of working
• Treasury Expertise: Stay current on emerging payment capabilities, banking technology, market developments, and Treasury best practices. Serve as a trusted subject matter expert across the organization
• Operational Support: Provide ongoing consultation and escalation support for existing Treasury and banking services, with a focus on timely resolution and continuous improvement

Core Capabilities

• Influence and Partnership: Builds credibility, influences without direct authority, and develops solutions that balance stakeholder needs with enterprise priorities
• Business and Financial Acumen: Connects Treasury recommendations to business strategy, financial outcomes, customer impact, and operational performance
• Treasury and Payments Expertise: Applies solid knowledge of cash management, banking services, payment methods, controls, and related technologies
• Communication: Communicates complex topics clearly and adapts messages for senior leaders, business partners, technical teams, and external providers
• Analytical Thinking: Uses data, sound judgment, and structured problem-solving to evaluate options and recommend action
• Execution and Organization: Manages multiple priorities, maintains attention to detail, and moves initiatives forward in a complex environment
• Adaptability and Learning: Responds effectively to changing priorities and quickly applies new information, tools, and industry practices

You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Required Qualifications:

• Bachelor's degree or equivalent relevant experience
• 3+ years of experience in Treasury management consulting, banking, payments, cash management, financial analysis, or a related field
• Working knowledge of Treasury operations, banking products, payment services, and financial controls
• Intermediate or advanced proficiency with Microsoft Office applications, including Excel, PowerPoint, Word, Outlook and Copilot
• Demonstrated ability to analyze complex issues, develop recommendations, communicate with varied audiences, and manage competing priorities

Preferred Qualifications:

• Certified Treasury Professional designation
• Experience in a large, complex, or highly regulated organization
• Experience evaluating or implementing banking platforms, payment solutions, or Treasury technology
• Experience leading process improvements, acquisition integrations, business implementations, or other cross-functional initiatives with multiple stakeholders and dependencies

*All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter Policy

Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $91,700 - $163,700 annually based on full-time employment. We comply with all minimum wage laws as applicable.

Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants.

At UnitedHealth Group, our mission is to help people live healthier lives and help make the health system work better for everyone. Together, we are shaping the future of healthcare by harnessing technology and innovation to make care simpler to navigate, more affordable and more connected for the people we serve. We are committed to creating an inclusive workplace where everyone feels welcomed, valued, heard and respected, empowering people to bring their authentic selves to work and strengthening our collective impact through diverse talents, backgrounds, experiences and perspectives.

UnitedHealth Group and its affiliated brands are an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.

UnitedHealth Group and its affiliated brands are a drug-free workplace. Candidates are required to pass a drug test before beginning employment.