Underwriter

Underwriter- Dublin & Letterkenny, Ireland

Optum is a global organisation that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by diversity and inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health equity on a global scale. Join us to start Caring. Connecting. Growing together.

In healthcare, evolution doesn’t just happen. It takes innovation, imagination, and a passion for solving problems in new and better ways. And innovation is taking place at a lightning-fast pace every day at Optum. As the fastest growing part of the UnitedHealth Group family of businesses, we’re expanding our team in Ireland and creating excellent opportunities for those who want greater purpose and more impact in their work. We’ll provide the investment, support, and resources to advance your career. You’ll provide the talent, ambition, and drive.

For those who believe in the power of data to help write the next chapter in the history of health care, here’s your opportunity. Advancement, an elite group of peers, variety of product lines, and rewards for delivering on our mission ensures you will always be challenged at UnitedHealth Group to do your life’s best work.

Optum is one of the largest and fastest growing health information companies. We specialize in improving the performance of the health system by providing analytics, technology and consulting services that enable better decisions and results. We integrate workflow solutions that deliver data in real-time and create actionable insights – processing health information that relates directly to and affects one in four patients in the U.S., one in every three Medicaid dollars and one in every five emergency room visits. And we do it all with every action focused on our shared values of Integrity, Compassion, Relationships, Innovation & Performance.

The Underwriter will develop comparative benefit packages, review claim experience, and apply underwriting guidelines to prepare renewal and/or prospect rates. This individual will support Marketing in completing group experience retention illustrations and address questions on request for proposals. The underwriter will analyze health benefit plan characteristics and assess risks around loss of clients. This individual will provide technical subject matter expertise to the sales staff and district offices on new health care proposals.

Success in this position requires flexibility to changing priorities, innovation, enthusiasm, as well as accurate and prompt decision making within a fast-paced environment.

Schedule: This is a full-time position with standard working hours of Monday – Friday, 9am – 5:30pm

 Careers with Optum offer flexible work arrangements and individuals who live and work in the Republic of Ireland will have the opportunity to split their monthly work hours between our Dublin or Letterkenny office and telecommuting from a home-based office in a hybrid work model.

Primary Responsibilities of the Underwriter:

• Analyze health benefit plan characteristics and assess risks as to frequency and potential severity of losses of clients

• Analyze health benefit plan characteristics and assess risks as to frequency and potential severity of loss of clients

• Utilize established underwriting criteria and policies to provide proper rating methodologies

• Represent and negotiate rates and plan options with insurers to optimize cost-competitive health benefit plans

• Build and maintain models to assist in the economic analysis of market alternatives

You will be rewarded and recognised for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role, as well as providing development for other roles you may be interested in.

Required Qualifications of the Underwriter:

• Bachelor’s Degree in Math, Finance, Business or related degree or equivalent experience

• Proven demonstrated experience in underwriting, healthcare analytics/finance or business consultancy

• Intermediate level of proficiency with MS Office suite (including Word, Excel and PowerPoint)

Preferred Qualifications of the Underwriter:

• Excellent communication skills, both orally and in writing

• Familiarity with US healthcare and employer based benefits system

• Proven solid analytical, problem solving and critical decision-making skills

Please note you must currently be eligible to work and remain indefinitely without any restrictions in the country to which you are making an application. Proof will be required to support your application.

At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalised groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes – an enterprise priority reflected in our mission.

Diversity creates a healthier atmosphere: Optum is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to gender, civil status, family status, sexual orientation, disability, religion, age, race, and membership of the Traveller community, or any other characteristic protected by law. Optum is a drug-free workplace. © 2025 Optum Services (Ireland) Limited. All rights reserved.

                                                                                                                                      

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