Senior Underwriter

This position is National Remote. You'll enjoy the flexibility to telecommute* from anywhere within the U.S. as you take on some tough challenges. For all hires in Minneapolis, Virginia, Maryland, or Washington, D.C. area, you will be required to work in the office for a minimum of four (4) days per week.

Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by diversity and inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health equity on a global scale. Join us to start Caring. Connecting. Growing together.

OptumRx helps consumers obtain the medications and products they need to live healthier lives. OptumRx is a leading pharmacy benefit management (PBM) company managing the prescription drug benefit of commercial, Medicare and governmental health plans, as well as those of employers and unions.

The continuous growth and success of our organization has led to this search for a Senior Underwriter to join our team.

The successful candidate will be involved in the pricing activities of RFPs (Requests For Proposals) and will acquire a breadth of knowledge in all financial / operational aspects of our business. The department is headed by the Vice President of Pricing of OptumRx. This is an opportunity to have an impact on further business growth while enjoying the benefits of working for a Fortune 4 company, so take the next step and apply today.

This position is full time, Monday - Friday. Employees are required to have flexibility to work any of our shift schedules during our normal business hours of 8:00 am - 5:00 pm local time zone. It may be necessary, given the business need, to work occasional overtime.

This will be on the job training and the hours during training will be normal business hours, Monday - Friday.

Primary Responsibilities:

• Determine pricing for the various products and services we offer, customized for each individual case using a variety of forecast models
• Leverage business knowledge to propose solutions to business problems regularly in a dynamic work environment
• Build and maintain financial models to assist in the economic analysis of market alternatives
• Evaluate and recommend alternative pricing options and plan design changes based on economic analyses and trends
• Assess the risk of pricing guarantees offered
• Collaborate with the Sales, Proposals and Legal teams to project pricing and profit for a range of services and products the company offers
• Gather, summarize and analyze detailed data with an aptitude for technical skills
• Ongoing reviews that directly align with client strategies
• Validate renewals and request for proposals for accuracy

You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Required Qualifications:

• High School Diploma / GED
• Must be 18 years of age OR older
• Experience with collaborating with partners (sales, client management)
• Experience with explaining pricing decisions
• Intermediate Microsoft Excel skills (V-Lookup, Sumif Statements, and understanding formulas)
• Ability to work any of our shift schedules during the normal business hours of 8:00 am - 5:00 pm local time zone from Monday - Friday

Preferred Qualifications:

• Healthcare industry experience
• Pharmacy Benefit Management experience
• Database querying exposure
• Background in accounting and finance

Telecommuting Requirements:

• Ability to keep all company sensitive documents secure (if applicable)
• Required to have a dedicated work area established that is separated from other living areas and provides information privacy
• Must live in a location that can receive a UnitedHealth Group approved high-speed internet connection or leverage an existing high-speed internet service

*All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter Policy

Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $60,200 - $107,400 annually based on full-time employment. We comply with all minimum wage laws as applicable.

Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants.

At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location, and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups, and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.

UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.

UnitedHealth Group is a drug - free workplace. Candidates are required to pass a drug test before beginning employment.