Loan Analyst - Remote

Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together.    

The Commercial Loan Servicing Analyst is responsible for ensuring the smooth and accurate servicing of the loan portfolio and managing the risk through the loan life cycle. This position plays a vital role in ensuring the accuracy of loan transactions, maintaining compliance, and managing risk.

You'll enjoy the flexibility to work remotely * from anywhere within the U.S. as you take on some tough challenges. For all hires in the Minneapolis or Washington, D.C. area, you will be required to work in the office a minimum of four days per week.

Primary Responsibilities: 

• Input and manage ongoing ticklers and covenants within the bank's loan origination system including reporting outstanding items to lending partners and borrowers
• Prepare and review subsequential construction draws and/or progress payments 
• Assist with documentation intake and processing
• Respond to email/phone inquiries from customers, related third parties, lending partners and internal team members regarding loans within the Credit portfolio
• Collaborate with other credit departments to have an audit-ready file
• Conform to credit operations procedures and knowledge base
• Assist with other duties (assignments, special projects) as assigned

You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Required Qualifications: 

• High school education or equivalent 
• 2+ years of commercial lending experience 
• 2+ years in banking industry and applicable regulations 
• Ability to travel 10% or less

Preferred Qualifications: 

• Bachelor's degree from an accredited institution
• Experience closing or servicing commercial loans, including commercial real estate loans and/or commercial and industrial (C&I) loans
• Completion of a formal commercial loan documentation training program 
• Experience with LSTA loan documentation
• Experience with the full life cycle of commercial loans
• Proven excellent communication, analytical and problem-solving abilities

*All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter Policy.

Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The hourly pay for this role will range from $28.94 to $51.63 per hour based on full-time employment. We comply with all minimum wage laws as applicable.

Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants.

At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.

UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.

UnitedHealth Group is a drug - free workplace. Candidates are required to pass a drug test before beginning employment.