Senior Director, Actuarial & Regulatory Affairs - Pricing & Underwriting

Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by diversity and inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health equity on a global scale. Join us to start Caring. Connecting. Growing together.

As a Fortune 5 business, we're one of the world's leading healthcare companies. There are no limits here on the resources you'll have or the challenges you'll encounter.   

We have been supporting global healthcare systems from Ireland and the UK for more than 20 years, building a dynamic and diverse team of more than 2,100 talented individuals. With a continued record of growth and stability, we're on the constant lookout for fresh talent to join our expanding teams.  

The Senior Director, Actuarial & Regulatory Affairs - Pricing & Underwriting, will lead a team of actuaries and regulatory experts focused on assumption setting, trend forecasting, regulatory and business impact analyses, governance of Optum Rx Pricing & Underwriting financial modeling, and modernization efforts of existing tools. This role involves leading teams of experts based in the U.S and Ireland, close collaboration with Technology and Product teams as the company modernizes its existing tool base, and supporting key business functions including Underwriting, Industry Relations pre-deal, and Finance.  

Success in this role requires solid leadership, deep actuarial, regulatory and financial expertise, and the ability to communicate effectively with stakeholders across technical and business domains.  

Careers with Optum offer flexible work arrangements and individuals who live and work in the Republic of Ireland will have the opportunity to split their monthly work hours between our Dublin or Letterkenny office and telecommuting from a home-based office in a hybrid work model.

Primary Responsibilities:

• Lead, mentor, and develop a high-performing team of actuaries, analytics professionals, and regulatory experts, fostering a culture of innovation, accountability, and excellence while enabling the team to solve complex problems and manage competing priorities in a fast-paced environment
• Own the strategic development and governance of Pricing & Underwriting assumptions, including end-to-end accountability for experience analysis and the communication of actual versus expected performance to enterprise leadership
• Establish and lead robust governance frameworks for trend assumptions and forecasting, including chairing the Trend Forecasting Council with senior stakeholders across Finance, Actuarial, Underwriting, Clinical, and Industry Relations
• Act as a key thought leader on pricing and underwriting model innovation, proactively responding to changes in regulatory requirements, competitive landscape, and pharmacy industry trends
• Influence senior and executive leadership decisions on pricing and underwriting initiatives, shaping the strategic direction of the business through data-driven insights and forward-looking analysis
• Build and maintain solid cross-functional relationships with key stakeholders, including Finance, Product, Technology, Underwriting, Network, Legal, and Industry Relations, to drive alignment and execution of strategic priorities 
• Communicate complex analytical and actuarial concepts with clarity and impact, tailoring messaging to a wide range of audiences, to support effective decision-making
• Demonstrate agility in leadership approach, seamlessly transitioning between deep technical detail and high-level strategic communication as required
• Contribute to broader organizational growth initiatives, aligning pricing and underwriting capabilities with enterprise ambitions

You will be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role, as well as providing development for other roles you may be interested in.

Required Qualifications:

• Bachelor's degree (or higher) or equivalent work experience
• Fellow of the Society of Actuaries in Ireland (FSAI) designation
• Proven experience leading and developing high performance teams
• Proven extensive experience working within actuarial processes in pricing and underwriting functions
• Proven extensive experience interpreting and implementing regulatory requirements in financial cashflow models
• Demonstrated extensive knowledge of concepts and methodologies within U.S. healthcare
• Demonstrated ability to operate effectively in environments characterized by change and ambiguity
• Demonstrated solid communication skills, with the ability to work effectively with stakeholders across multiple levels and disciplines
• Demonstrated solid business acumen, with the ability to understand how AI/ML solutions can help mitigate or minimize operational challenges

Preferred Qualifications:

• Proven experience developing tools, machine learning models, and performing statistical analysis in Python using analytical platforms
• Proven experience working in industries such as healthcare, insurance, or financial services

Please note you must currently be eligible to work and remain indefinitely without any restrictions in the country to which you are making an application. Proof will be required to support your application.  

At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.


Diversity creates a healthier atmosphere: Optum is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to gender, civil status, family status, sexual orientation, disability, religion, age, race, and membership of the Traveller community, or any other characteristic protected by law. Optum is a drug-free workplace. © 2026 Optum Services (Ireland) Limited. All rights reserved.

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