Actuarial Analyst

Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together.    

We are seeking an entry-level Actuarial Analyst to join our team. This role is designed for early-career actuaries with strong analytical capabilities and a desire to grow within the actuarial profession.

The Actuarial Analyst will support a variety of actuarial functions-including trend analysis, supporting forecasting process, and reporting-while developing technical, analytical, and business knowledge across healthcare analytics. This role provides foundational experience in applying actuarial principles to real-world healthcare data and business challenges.

*This position requires you to work onsite 4 days a week at the Optum corporate office located at:  1 OPTUM CIR, Eden Prairie, MN 55344.

Primary Responsibilities:

• Data & Analytical Work
  • Perform data extraction, validation, and analysis using tools such as SQL, SAS, Excel, or similar platforms
  • Review data, models, and reports for reasonableness, consistency, and completeness
  • Develop and maintain standard actuarial reports and models
  • Conduct routine analyses using established methodologies and processes
• Reporting & Deliverables
  • Prepare recurring reporting (e.g., monthly, quarterly) accurately and on time
  • Populate actuarial models and validate control totals
  • Support forecasting, reserving, and trend analyses (role-dependent)
  • Assist in investigating variances and identifying key drivers of results
• Communication & Collaboration
  • Communicate analysis results, findings, and issues to manager and team
  • Provide clear summaries and insights for assigned work
  • Participate in team discussions and contribute thoughtful questions
  • Collaborate with cross-functional teams to resolve data or analytical issues
• Task & Project Management
  • Execute routine and recurring tasks independently once trained
  • Manage deadlines and communicate progress or risks proactively
  • Work with manager to prioritize assignments and study time
  • Follow established processes and document work appropriately

You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Required Qualifications:

• Bachelor's degree in Actuarial Science, Mathematics, Statistics, Economics, or a related field
• Successful completion of at least one actuarial exam (2-3 preferred)
• Progression in the Actuarial Education Program (commitment to exams required)
• 1+ years of relevant experience (internship or analytical experience preferred)
• Foundational knowledge of SQL and/or VBA (ability to modify existing code)
• Proven solid Excel skills (formulas, data manipulation, formatting)
• Proven ability to work with large datasets and perform data validation checks

Preferred Qualification:

• Proven exposure to tools such as Power BI, PowerPivot, or SAS

Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $60,200 to $107,400 annually based on full-time employment. We comply with all minimum wage laws as applicable.

At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.    

UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.

UnitedHealth Group is a drug - free workplace. Candidates are required to pass a drug test before beginning employment