Associate Director, Deposit Operations - Remote

Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together.    

Optum Bank is seeking an Associate Director of Deposit Operations to provide operational leadership supporting the Bank's expanding deposit portfolio, digital banking capabilities, and strategic growth initiatives. This role translates strategic objectives into scalable operational capabilities, supports readiness for new products and services, and partners across Product, Technology, Compliance, Risk, Treasury, and Operations to drive execution, operational excellence, and regulatory compliance.

The Associate Director will lead operational staff and serve as a key partner in effective day-to-day execution, process improvement, and sustainable support model development

 Must reside in or near Eden Prairie, MN or Draper, UT and be available to work onsite 4 days per week.

Primary Responsibilities:

• Lead implementation and execution of deposit operations initiatives in support of the Bank's core operations strategy and expanding deposit product portfolio
• Provide day-to-day leadership for deposit operations activities, ensuring accuracy, timeliness, compliance, and strong service delivery
• Lead operational readiness for new products, services, capabilities, customer-facing enhancements, digital banking enhancements, platform integrations, and core banking capabilities
• Translate product and business requirements into scalable operational processes, procedures, controls, workflows, staffing needs, and service models
• Partner cross-functionally with Product, Technology, Compliance, Risk, Treasury, and Operations stakeholders to support implementation of new capabilities, process improvement, issue resolution, and risk mitigation
• Oversee key deposit operations workflows, including account servicing, onboarding support, account maintenance, transaction processing, exception handling, reconciliations, and related operational activities
• Develop, maintain, and improve operational procedures, documentation, controls, governance routines, and performance measures, including quality, timeliness, productivity, inventory, issue trends, and service-level performance
• Provide leadership, coaching, and development for operational team members while promoting accountability, professional growth, customer focus, risk awareness, and continuous improvement
  

You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in. 

Required Qualifications:

• 6+ years of progressive experience in banking operations
• 2+ years of experience in a supervisory or leadership role within banking operations
• Experience leading operational teams, programs, cross-functional initiatives, operational readiness efforts, or process implementation in a complex, matrixed environment
• Experience supporting deposit operations, account servicing, onboarding, transaction processing, reconciliations, or related banking operations
• Experience designing and improving operational processes, controls, workflows
• Knowledge of ACH, wire transfers, file exchanges, account maintenance, user access management, deposit account servicing, and banking regulations related to deposit operations
• Solid knowledge of operational controls, operational risk management, regulatory compliance, and process governance
• Proven ability to influence stakeholders, manage competing priorities, identify operational impacts, escalate risks, drive execution, and communicate effectively with business partners and senior leadership
• Ability to work independently, take initiative, and lead through ambiguity in a fast-paced environment
• Reside in or near Eden Prairie, MN or Draper, UT and be available to work onsite 4 days per week

Preferred Qualifications:

• Experience supporting deposit products, transaction processing, account servicing, digital banking capabilities, or related banking operations
• Experience leading new product launches, platform implementations, operating model development, or large-scale operational transformation initiatives
• Experience developing operating models, workforce plans, scalable support structures, operational metrics, dashboards, capacity plans, quality measures, or service-level performance frameworks
• Experience with core banking platforms, CRM platforms, workflow/case management tools, servicing systems, or digital banking platforms
• Experience with process mapping, procedure development, consultation, analytics, continuous improvement methodologies, and stakeholder influencing
  

*All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter Policy.

Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $112,700 - $193,200 annually based on full-time employment. We comply with all minimum wage laws as applicable.

Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants.

At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.

UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.

UnitedHealth Group is a drug - free workplace. Candidates are required to pass a drug test before beginning employment.