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Lead Underwriting Consultant - Remote

Eden Prairie, Minnesota

Caring. Connecting. Growing together.

With these values to guide us, our people are committed to making a meaningful difference in the lives of those we are honored to serve.

Lead Underwriting Consultant - Remote

Requisition number: 2343898 Job category: Underwriting & Pricing Primary location: Eden Prairie, MN Date posted: 03/26/2026 Overtime status: Exempt Travel: No

Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together.

This individual will be accountable for overseeing the production of the rating and underwriting services for new business and/or existing accounts. They will participate with senior management in the development and implementation of underwriting policy, marketing and business strategy. This role will primarily work with the Specialty Underwriting team with a dedicated portion to the Reseller Underwriting team, specifically supporting all specialty related inquiries and supporting an assigned Health Plan client.

You'll enjoy the flexibility to work remotely * from anywhere within the U.S. as you take on some tough challenges. For all hires in the Minneapolis or Washington, D.C. area, you will be required to work in the office a minimum of four days per week.

Primary Responsibilities:

  • Assist our efforts to strategically price downstream bids for a major health plan  
  • Support specialty pricing strategy and initiatives
  • Dedicated support to the Reseller team on all specialty pricing related inquiries
  • Provide a knowledgeable leadership presence in sales and client interactions to drive positive economic outcomes for all parties
  • Diagnose and solve difficult client problems to find solutions that are satisfactory to the client and are economically accretive to the business
  • Leverage business knowledge to propose solutions to business challenges regularly in a dynamic work environment
  • Lead the development of financial models to assist in the economic analysis of market alternatives
  • Evaluate and recommend alternative strategies based on economic analyses and trends
  • Collaborate with the Sales and Proposals teams to project pricing and profit for a range of services and products the company offers
  • Individual contributor

You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Required Qualifications:

  • Bachelor's degree in Math, Finance or related degree
  • 4+ years of financial modeling and analytics
  • 2+ years of experience with underwriting
  • 1+ years of experience interacting and presenting in a client or executive level setting
  • Intermediate level of proficiency with MSWord, Excel and PowerPoint
  • Proven excellent communication skills, both orally and in writing

Preferred Qualifications:

  • Tableau experience
  • Financial consulting experience
  • Sales and Account management experience
  • Advanced Excel skills
  • Financial Forecasting

Competencies:

  • Highly organized, detail oriented and able to translate big picture ideas into client objectives
  • Excellent oral and written communication skills
  • Able to work independently across multiple projects
  • Self-motivated and eager to dive into new projects

*All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter Policy

Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $91,700 to $163,700 annually based on full-time employment. We comply with all minimum wage laws as applicable.

Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants.

At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.

UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.

UnitedHealth Group is a drug - free workplace. Candidates are required to pass a drug test before beginning employment.

Benefits

Our mission of helping people live healthier lives extends to our team members. Learn more about our range of benefits designed to help you live well.

Life

Resources and support to focus on what matters most to you, in every facet of your life.

Emotional

Education, tools and resources to help you reduce and manage stress, build resilience and more.

Physical

Health plans and other coverage to support wellness for you and your loved ones.

Financial

Benefits for today and to help you plan for the future, including your retirement.

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