Product Manager - Optum Financial - Remote

Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together.

Job Summary

This role is responsible for managing externally facing lending products that directly generate revenue. The Product Manager owns the end-to-end product lifecycle, including strategy, development, launch, performance optimization, and retirement, while partnering cross-functionally to deliver business outcomes.

You'll enjoy the flexibility to work remotely * from anywhere within the U.S. as you take on some tough challenges. For all hires in the Minneapolis or Washington, D.C. area, you will be required to work in the office a minimum of four days per week.

Primary Responsibilities:

• Own full product lifecycle for lending products including strategy, design, development, launch, and optimization
• Define product strategy, roadmap, and value proposition aligned to customer, market, regulatory, and business needs
• Drive product performance including revenue, growth, profitability, and risk targets
• Own or influence product P&L including pricing, margins, and forecasting in partnership with Finance
• Translate business strategy into prioritized requirements and delivery plans with technology and operations
• Partner with cross-functional teams including risk, compliance, legal, finance, and distribution
• Engage with external partners and customers to inform product direction
• Leverage market research, customer insights, and competitive analysis to identify opportunities
• Solve moderately complex problems and conduct analysis to guide decision-making
• Act as a subject matter resource and provide guidance to team members

You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Required Qualifications:

• 3+ years of experience in product management or related roles supporting revenue-generating products
• 3+ years of experience with lending, credit, financial services, regulated product environments and/or healthcare products
• 3+ years of experience managing products across the full lifecycle
• 3+ years independently solving moderately complex problems using data-driven decision making
• 3+ years of solid cross-functional collaboration and communication skills

Preferred Qualifications::

• Experience with product-level P&L ownership and financial performance management
• Experience with digital lending platforms and third-party integrations
• Experience leveraging AI in job related duties
• Experience mentoring or serving as a subject matter resource
• Familiarity with Agile or iterative development practices

*All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter Policy

Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $91,700 - $163,700 annually based on full-time employment. We comply with all minimum wage laws as applicable.

Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants.

At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.  

UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.

UnitedHealth Group is a drug - free workplace. Candidates are required to pass a drug test before beginning employment.