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Financial Clearance Representative Senior

Minneapolis, Minnesota

Caring. Connecting. Growing together.

With these values to guide us, our people are committed to making a meaningful difference in the lives of those we are honored to serve.

Financial Clearance Representative Senior

Requisition number: 2341780 Job category: Healthcare Delivery Primary location: Minneapolis, MN Date posted: 03/19/2026 Overtime status: Non-exempt Travel: No

Opportunities at Optum, in strategic partnership with Allina Health. As an Optum employee, you will provide support to the Allina Health account. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by diversity and inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health equity on a global scale. Join us to start Caring. Connecting. Growing together.

The Financial Clearance Representative Senior is responsible for completing the financial clearance process and creating the first impression of Allina's services to patients, their families, and other external customers. Must be able to articulate information in a manner that patients, guarantors, and family members understand and will know what to expect regarding their financial responsibilities. Works with medical staff, nursing, ancillary departments, insurance payers, and other external sources to assist families in obtaining healthcare and financial services. Functions as a subject matter expert for the department. Coaches and mentors less experienced staff on all aspects of financial clearance.

You'll enjoy the flexibility to telecommute* from anywhere within the U.S. as you take on some tough challenges.

Primary Responsibilities:

  • Verify insurance eligibility and completes automated insurance eligibility verification, when applicable and appropriately documents information in Epic
  • Confirm that a patient's health insurance(s) is active and covers the patient's procedure
  • Charge review, charge entry, claim edit for hospital billing
  • Confirm what benefits of a patient's upcoming visit/stay are covered by the patient's insurance(s) including exact coverage, effective date of the policy, coverage limitations / requirements, and patient liabilities for the type of service(s) provided
  • Inform families with inadequate insurance coverage of financial assistance through government and financial assistance programs and refers the patient to financial counseling
  • Provide mentoring and daily workflow coaching to less experienced team members on all aspects of the revenue cycle, payer issues, policy issues, or anything that impacts their role
  • May complete notification of hospital admission and discharge for hospital admissions
  • Expanded insurance benefit review for more complex and/or high dollar procedures
  • May be assigned to work special projects and/or non-standard workflows
  • Organize and coordinate Financial Clearance team activities
  • Provide day-to-day work assignments, oversight and leadership to staff
  • Work with the department Supervisor to set standards, develop and execute improvement plans
  • Alert Supervisor of any backlogs and provides suggestions for resolution
  • Communicate issues that need management attention and/or identifies areas where staff, process, or performance improvements are needed to Supervisor
  • Review and resolve accounts that are complex and require a higher degree of expertise and critical thinking
  • Participate in the orientation and training of employees and provide feedback to leadership
  • Perform daily accuracy reports and quality assurance reviews of patient accounts as directed
  • May act as a back-up for work within the department
  • Other duties as assigned

You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear directions on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Required Qualifications:

  • 3+ years of experience with insurance and/or benefit verification activities in healthcare business office/insurance operations
  • 1+ years of hospital billing experience
  • Must be 18 years of age OR older

Preferred Qualifications:

  • Associate's or Vocational degree in Business Administration, Health Care Administration, Public Health, or Related Field of Study
  • Experience working with clinical staff
  • Previous experience working in outpatient and/or inpatient healthcare settings
  • Experience working in clinical documentation
  • Previous experience working with a patient's clinical medical record

Soft Skills: 

  • Excellent customer service skills
  • Excellent written and verbal communication skills
  • Demonstrated ability to work in fast paced environments  

*All Telecommuters will be required to adhere to UnitedHealth Group's Telecommuter Policy.

Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The hourly pay for this role will range from $20.38 to $36.44 per hour based on full-time employment. We comply with all minimum wage laws as applicable.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. 

Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants.

At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location, and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups, and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.

UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.

UnitedHealth Group is a drug - free workplace. Candidates are required to pass a drug test before beginning employment.

#RPO #GREEN

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