Actuarial Consultant ALDP - Remote

At UnitedHealthcare, we're simplifying the health care experience, creating healthier communities and removing barriers to quality care. The work you do here impacts the lives of millions of people for the better. Come build the health care system of tomorrow, making it more responsive, affordable and optimized. Ready to make a difference? Join us in making healthcare work better for everyone through people-led, responsible AI while Caring. Connecting. Growing together.

We are seeking an actuarial professional to support Dental reserving, forecasting, and financial reporting activities. This role is responsible for delivering actuarial insights that support financial decision-making, reserve adequacy assessments, business performance monitoring, and enterprise reporting requirements.

As an Actuarial Consultant, you will apply actuarial judgment, analytical expertise, and business acumen to evaluate emerging experience, explain financial results, and support key reserving, forecasting, and reporting processes. You will collaborate with partners across Actuarial, Finance, Accounting, and business teams to translate complex analyses into actionable insights while helping drive continuous improvement and modernization of actuarial processes.

This position is well suited for an individual who thrives in a collaborative environment, enjoys solving complex business problems, and is motivated by opportunities to influence outcomes through data-driven decision making.

You'll enjoy the flexibility to work remotely * from anywhere within the U.S. as you take on some tough challenges. For all hires in the Minneapolis or Washington, D.C. area, you will be required to work in the office a minimum of four days per week.

Primary Responsibilities:

• Support actuarial analyses related to dental reserving, forecasting, acquisition performance, and financial reporting activities
• Develop, maintain, and enhance actuarial models, reporting tools, and recurring actuarial processes used to support business and financial objectives
• Analyze claim experience, reserve development, utilization trends, and business performance drivers to identify, quantify, and explain financial results
• Produce and communicate actuarial analyses that support monthly, quarterly, and annual forecasting and financial reporting activities
• Support reserve studies and actuarial analyses used in management reporting and business planning
• Support actuarial opinion and financial reporting requirements through development of exhibits, documentation, and supporting analyses
• Evaluate the impact of emerging experience, assumption changes, and accounting or reporting changes on business results
• Investigate complex actuarial, operational, and financial questions, troubleshoot reporting variances, and serve as a subject matter expert for assigned actuarial processes
• Partner with Finance, Accounting, and other business stakeholders to communicate findings and provide actionable business insights
• Document assumptions, methodologies, limitations, and interpretations to support governance, peer review, audit requirements, and knowledge transfer
• Identify opportunities to improve actuarial workflows through automation, AI-enabled analysis, enhanced controls, and process modernization
• Act as a key actuarial resource for dental products by providing guidance, responding to business questions, and supporting interpretation of actuarial and financial results
• Occasional support of vision and LDTI processes and reporting

You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Required Qualifications:

• Bachelor's degree in Actuarial Science, Mathematics, Statistics, Economics, Finance, or a related quantitative discipline
• 4+ actuarial exams passed, with active pursuit of the ASA designation
• 4+ years of actuarial work experience
• Experience supporting at least one of the following: actuarial forecasting, reserving, financial reporting, or healthcare analytics functions
• Experience using one or more analytical and data technologies (SAS, SQL, Python, R, Power BI, Snowflake, Databricks or similar tools)
• Experience working with datasets and performing quantitative analyses
• Advanced or higher level of proficiency with Microsoft Excel
• Demonstrated actuarial judgment and ability to independently resolve complex or ambiguous analytical issues
• Proven ability to manage multiple priorities and deliver high-quality work in a deadline-driven environment
• Proven ability to communicate technical concepts and analytical findings to both actuarial and non-actuarial audiences

Preferred Qualifications:

• ASA or FSA designation
• Experience supporting dental, vision, ancillary, or specialty insurance products
• Experience with actuarial valuation, reserve studies, financial reporting, or actuarial opinion support
• Experience supporting accounting-related actuarial activities or LDTI reporting
• Experience designing, improving, or automating actuarial models and reporting processes
• Experience leading projects and influencing cross-functional business partners
• Experience utilizing AI-enabled tools, automation, or advanced analytical technologies to improve workflow efficiency, support decision-making, and enhance actuarial processes
• Demonstrated solid verbal and written communication skills with the ability to present complex findings to leadership audiences
• Local to Twin Cities Minnesota + surrounding suburbs

*All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter Policy

Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $91,700 - $163,700 annually based on full-time employment. We comply with all minimum wage laws as applicable.

Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants.

At UnitedHealth Group, our mission is to help people live healthier lives and help make the health system work better for everyone. Together, we are shaping the future of healthcare by harnessing technology and innovation to make care simpler to navigate, more affordable and more connected for the people we serve. We are committed to creating an inclusive workplace where everyone feels welcomed, valued, heard and respected, empowering people to bring their authentic selves to work and strengthening our collective impact through diverse talents, backgrounds, experiences and perspectives.

UnitedHealth Group and its affiliated brands are an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.

UnitedHealth Group and its affiliated brands are a drug-free workplace. Candidates are required to pass a drug test before beginning employment.