Actuarial Consultant ALDP - Remote

At UnitedHealthcare, we're simplifying the health care experience, creating healthier communities and removing barriers to quality care. The work you do here impacts the lives of millions of people for the better. Come build the health care system of tomorrow, making it more responsive, affordable and equitable. Ready to make a difference? Join us to start Caring. Connecting. Growing together.

Continue your actuarial career at the forefront of healthcare innovation. As an Actuarial Consultant in our Actuarial Leadership Development Program, you won't just analyze data-you'll shape the future of affordability and care delivery. From partnering in comprehensive business reviews to uncovering meaningful healthcare savings opportunities, you'll collaborate across clinical, finance, underwriting, and beyond to turn insights into action. You'll play a critical role in trend forecasting, evaluate the impact of affordability initiatives, and deliver high-impact, ad hoc analytics to key stakeholders-all while leveraging cutting-edge technologies, including AI and automation, to transform how we work. If you're driven by curiosity, impact, and innovation, this is where your leadership journey begins.

You'll enjoy the flexibility to work remotely * from anywhere within the U.S. as you take on some tough challenges. For all hires in the Minneapolis or Washington, D.C. area, you will be required to work in the office a minimum of four days per week.

Primary Responsibilities:

• Analyzes and investigates complex actuarial questions/problems
• Provides explanations and interpretations of current and developing trends in healthcare utilization and costs
• Supports efforts to identify affordability opportunities to lower the cost of healthcare for the members we serve
• Communicates results and technical concepts to broad audiences
• Works with detailed claim and membership data from various sources/data warehouses
• Utilizes AI to find affordability opportunities and create workflow efficiencies
• Creates and maintains actuarial models/reports

You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Required Qualifications:

• Bachelor's degree in Actuarial Science, Mathematics, Statistics, Economics, or a related quantitative discipline
• 4+ years of actuarial work experience 
• Progress toward actuarial designation (ASA track), having passed 4+ exams
• Experience leading actuarial analyses within health insurance
• Experience with SQL or similar programming language
• Advanced or higher level of proficiency with Excel
• Proven solid actuarial judgment and ability to independently resolve complex or ambiguous analytical issues
• Proven solid organizational skills and ability to manage multiple priorities and deliverables

• Proven ability to translate technical results into clear insights for non-actuarial stakeholders

Preferred Qualifications:

• ASA or FSA Society of Actuaries Designation
• Demonstrated intermediate proficiency with coding languages such as SQL/R/Python

• Proven excellent oral and written communication skills

*All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter Policy

Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $91,700 - $163,700 annually based on full-time employment. We comply with all minimum wage laws as applicable.

Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants.

At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.

UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.

UnitedHealth Group is a drug - free workplace. Candidates are required to pass a drug test before beginning employment.