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Collections Representative - RCM or AR Calling

Noida, India

Caring. Connecting. Growing together.

With these values to guide us, our people are committed to making a meaningful difference in the lives of those we are honored to serve.

Collections Representative - RCM or AR Calling

Requisition number: 2393445 Job category: Billing Primary location: Noida, India Date posted: 10/05/2026 Overtime status: Exempt Travel: No

Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together.


Primary Responsibilities:

  • Review outstanding insurance balances to identify and resolve issues preventing finalization of claim payment; including coordinating with payers, patients and clients when appropriate
  • Analyze and trend data, recommending solutions to improve first pass denial rates and reduce age of overall AR
  • Ensure all workflow items are completed within the set turn-around-time within quality expectations
  • Be able to analyze EOBs and denials at a claim level in addition they should find trends impacting dollar and #'s, leading to process improvements
  • Perform other duties as assigned
  • Comply with all applicable Company policies, procedures, and business directives, changes including those relating to work location, team assignments, work schedules, and flexible work arrangements

Required Qualifications:

  • Graduate
  • 12+ months and above experience in healthcare accounts receivable (Denial Management)
  • Accounts Receivable Specialist that has an "understanding" of the whole accounting cycle / claim life cycle
  • Functional knowledge of HIPAA rules and regulations and experience related to privacy laws, access and release of information
  • In-depth working knowledge of the various applications associated with the workflows
  • Solid knowledge of medical insurance (HMO, PPO, Medicare, Medicaid, Private Payers)
  • Solid knowledge and use of the American English language skills with neutral accent
  • Proficient in MS Office software; particularly Excel and Outlook
  • Proven ability to communicate effectively with all internal and external clients
  • Proven ability to use good judgment and critical thinking skills; ability to identify and resolve problems
  • Proven efficient and accurate keyboard/typing skills
  • Demonstrated solid work ethic and a high level of professionalism with a commitment to client/patient satisfaction


At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.

Benefits

Our mission of helping people live healthier lives extends to our team members. Learn more about our range of benefits designed to help you live well.

Life

Resources and support to focus on what matters most to you, in every facet of your life.

Emotional

Education, tools and resources to help you reduce and manage stress, build resilience and more.

Physical

Health plans and other coverage to support wellness for you and your loved ones.

Financial

Benefits for today and to help you plan for the future, including your retirement.

Learn more
testimonial-img-1

Since joining Optum, my professional growth has been significant. The dynamic environment has enhanced my problem-solving abilities, and the company’s commitment to innovation and continuous learning motivates me to stay. Optum provides continuous training, mentorship, and a clear path for advancement, all while supporting a healthy work-life balance.

Anurag J.

Senior Software Engineering Manager

We’re honored to be recognized for our exceptional work culture

AGWF recognition award
2025 Campus Forward Award badge from RippleMatch